Swiss banks are world-renowned for their secretive nature and protection of clients. Swiss banks generally have higher confidentiality than other banks, based on Swiss bank law, which regulates what information the banks can give out. In general, there is no way to trace the source of money placed on deposit with a Swiss bank; they do not routinely confirm whether a named person holds an account or not.

 
Price: $29.95                                      

You looking to have financial privacy.
You want to keep your money in a very secure place.
You want to take advantage of one of the recognised "Tax Heavens" of the world.
You want a Visa or MasterCard credit card.

Swiss Bank Account

There are 2 Swiss banks that are willing to open a Swiss bank account for you without you going to Switzerland. At first I thought the 'guaranteed' way to have a Swiss bank account opened is to personally fly to Switzerland. But I was wrong! A client of mine who visited Switzerland last month emailed me and told me that he has personally walked into a few Swiss banks, but none of them want to open an account for him, even he has money ready to bank!

So he still need my help at the end to open a Swiss bank account AFTER he went home to his home country. Pretty interesting. It looks like the best way to open a Swiss bank account is to open it at your home.

Below is the description of the 2 Swiss bank accounts you will learn how to open.

	This is a multi-currency account which holds CHF (Switzerland Francs), USD (United States Dollar) and EUR (Euros). What this means is that you can deposit different currencies into your account and they will remain in their respective denominations without having to suffer any currency conversion losses. You can also request to have more currency added later, after your account is opened.
	No minimum initial deposit is required. You can choose to deposit any amount when opening your account.
	No monthly minimum balance is required to maintain your account.
	No monthly maintenance charge or service fee.
	You can open an individual account or a joint account.
	You can easily open an account if your are from Argentina, Australia, Austria, Bahrain, Belgium, Brazil, Brunei Darussalam, Bulgaria, Canada, Canary Islands, Cayman-Islands, Chile, China, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Ecuador, El Salvador, Finland, France, French Antilles, French Guyana, Germany, Gibraltar, Granada, Greece, Greenland, Guadeloupe, Guernsey, Honduras, Hong Kong, Hungary, Iceland, India, Ireland, Israel, Italy, Japan, Jersey, Korea (South), Kuwait, Lebanon, Liechtenstein, Luxembourg, Malta, Martinique, Mauritius, Mexico, Monaco, Morocco, Netherlands, New Zealand, Norway, Oman, Panama, Peru, Poland, Portugal, Puerto Rico, Qatar, Romania, Russian Fed, San Marino, Saudi Arabia, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan, Thailand, Tunisia, Turkey, United Arab Emirates, United Kingdom, United States, Uruguay, Venezuela or Vietnam. If your country is not listed, you can still open your account. You will have to call them to open your account instead of applying online. You can speak English, German, French or Italian with the telephone support staff to open your account.
	Online banking is available in English, German, French and Italian.
	You can deposit foreign checks by mailing them directly to the bank.
	You can get money in and out of your account using wire transfers. Incoming wire transfers are FREE. Outgoing wire transfer will incur a fee of $15 in the currency that was wired, i.e. if you wire in USD, the fee will be USD$15; if you wire in EUR, the fee will be EUR$15. ATM cards and check books are NOT available.
	Visa and MasterCard credit cards are available. They are REAL credit cards like in the US or any other country and you can use them for online or offline transactions. You can request any amount to be set as your credit limit. The amount set aside in your account depends on your chosen credit limit. They will block twice the amount of your credit card’s credit limit in cash in your account. If you apply for a credit card with a credit limit of USD 1,000, they will block USD 2,000 in cash in your account. There is no need for you to pay your credit card bill manually as the bank will deduct the bill amount directly from your bank account every month.
	You need a Notarized Passport Copy. An apostille is not required. To notarize your passport copy, you need to bring your original passport along with your passport copy to the nearest notary public. Notaries public are special lawyers who are given the right to notarize documents so that they can be used internationally. To locate notary public, you can search for them through the yellow pages, Google or you can just ask any lawyer. If you do not have a passport, you can use your government issued identification card. It must be notarized as well. Driving License will not be accepted.
	You will receive your welcome kit through FedEx within 2 to 4 weeks of your order! Your account number will be included in the package. What you need to do is to return a notarized passport copy to the bank and your account will be fully activated. Your online banking information will be sent to you after they have received your notarized passport copy.
	This bank is a member of the Swiss Banking Association.

	You can open your account in all major currencies. Usually, clients open their accounts in CHF (Switzerland Francs), USD (United States Dollar) or EUR (Euros).
	Minimum initial deposit of CHF 1,000 (or its equivalent in another currency, ~USD 800).
	No monthly minimum balance is required after the account is opened.
	No monthly maintenance charge or service fee.
	You can open an individual account or a joint account. (For Business accounts, please read p/s at the bottom of this page)
	The bank will not accept applicants from Argentina, Albania, Brazil, Columbia, Israel, India, Nigeria, etc. This bank favors applicant from European countries, North America and other more 'developed' countries such as Singapore, Korea and Japan. That's why I put this bank as Swiss Bank #2 and you should focus on opening Swiss Bank #1 on top. If your country is listed in the country list of Swiss bank #1, opening an account is a piece of cake for you.
	Online banking is available in English, German, French and Italian.
	You can deposit foreign checks by mailing them directly to the bank.
	Maestro ATM/Debit cards are available. The fee charged for each withdrawal is CHF 5. In order to receive the card, you will need to place a secured deposit with the bank. The amount of the secured deposit must be double your preferred monthly withdrawal limit. For example, if you want to withdraw a maximum CHF 500 in a month, you will need to place a secured deposit of CHF 1,000. This rule is common among Swiss banks when dealing with foreign customers (customers not from Switzerland). You can also shop offline with your Maestro card and the fee charged is CHF 1.50 per transaction. The card cannot be used online. The application for the card is done after the account has been opened.
	Visa and MasterCard credit cards are also available. They are REAL credit cards like in the US or any other country and can be used online and offline. The secured deposit required for a credit card is CHF 10,000. If you make cash withdrawals with your credit card, the fee is 2.5% of the total withdrawal amount (minimum charge is CHF 10). The application of the card is done after your account has been opened.
	You only need a photocopy of your Passport. No certification, notarization or apostillization is required for your passport copy. The bank will verify your identity using a special 'Identification Form'. I will explain this in the next section. This will save you a lot of money because getting notarization and apostillization usually costs at least USD 100! And you can't get an apostille that easily, I had to drive for more than 2 hours to reach the government office that issues apostilles. (No Passport = No Bank Account!)
	This bank is a member of the Swiss Banking Association.

Due to Swiss banking regulations, all Swiss banks are required to identify their customers before they can open an account for them. That means they need to 'Know You' before they can open an account for you. Although the regulations do not specify exactly how the customer is to be identified, most Swiss banks will require the customer to send in a notarized passport copy, i.e. Swiss Bank Account #1. Some also require for the passport copy to be apostilled, i.e. Swiss Bank Account #3.

For Swiss bank account #2, they will identify you through the use of a single page identification form. This form will be sent to you by me, you can then print it out yourself. The form will ask you for your personal information. This includes your name, permanent address, date of birth and passport information. After you have filled in the form, you will need to bring it to your local banker. Your local banker will need to look at the information and compare it with your original passport. He will then verify it by putting his signature and his bank’s stamp on it. This completes the 'identification' process which is required by Swiss regulations before the bank is allowed open an account for you.

If for any reason you do no wish to have your identification form verified by your local banker, you can verify it by getting notarization AND apostillization. (Note: Notarization and apostillization on the identification form, not on the passport copy) You must have a Passport to open any Swiss bank account. No passport means no Swiss bank account (there are no exceptions to this rule).

After the completion of your identification form, return it to the bank along with your passport copy. After you account is opened, you will receive your account number. You will then need to wire a minimum initial deposit of CHF 1,000 to them. Once the money has been received, your account will be fully activated and they will proceed to send you your online banking information. You can now start enjoying your Swiss bank account!